Rental Policies & Application
THE FOLLOWING QUALIFICATIONS ARE ESTABLISHED TO ENSURE THAT ALL PROSPECTIVE APPLICANTS FOR A PROPERTY PROCESSED BY DS HUBER REAL ESTATE GROUP, LLC, WILL BE TREATED EQUALLY.
DS Huber Real Estate Group, LLC adheres strictly to all requirements of the Fair Housing laws. We do not discriminate against any applicant for any reasons of race, color, creed, national origin, sex, age, familial status, or physical or mental disability.
- Each person 18 years of age or older must completely fill out and sign an application.
- Applications must be accompanied by the application fee to be considered.
- Fill out application completely and truthfully. Applications will be denied if falsified or missing information.
- There will be a $35.00 application fee for each applicant. Without this fee, your application is considered incomplete and will not be processed.
- You may also pay the application fee by check, money order or cashier’s check.
- Make checks payable to: DS Huber Real Estate Group
- Address all mail correspondence to the following address: DS Huber Real Estate Group, 330 S Martin Luther King Jr Blvd, Lansing MI 48915
- These fees are NON REFUNDABLE, even if you are not accepted.
- DS Huber Real Estate Group, LLC will obtain a credit report.
- No unpaid collections from utility companies.
- Marginal or bad credit may result in an increased security deposit or denial of the application.
- Able to provide three credit accounts in good standing.
- Gave proper notice to previous landlord.
- No prior evictions in past three years.
- No notices of any kind from previous landlord, nor deposit withheld because of property upkeep issues or non-payment of rent.
- No notices of any kind from previous landlord, neighbor complaints or police reports regarding disturbing the peace.
- No notices of any kind regarding a violation of a previous rental agreement.
- Doesn’t owe any unpaid balances to previous landlords.
- No nuisance code violations nor health or safety hazards present at applicant’s current residence.
- Has no violent or drug conviction. Management reserves the right to deny residency and occupancy for any criminal activity at their discretion. Guarantors / co-signers cannot be used as a substitute for this requirement.
- Sufficient Income – Monthly income is three (3) times the rental amount.
- Verifiable source of income and employment. We need to see TWO MONTHS’ worth of recent income. Examples are pay stubs, bank accounts with direct deposits, 1099’s and W2’s.
- If unemployed, bank accounts, stocks, bonds and other forms of assets may also be used to verify the financial status of a prospective resident. It will be necessary to furnish management with proof of funds equal to three (3) years’ worth of rent and they must document that the funds have been in their account for the last four (4) months.
- Unverifiable income will NOT be considered.
- Consistent income or employment for a minimum of twelve months. Unemployment compensation is NOT considered a qualifying source of income.
- Financial obligations including rent – not to exceed more than 60% of income.
Pets (Some Properties Do Not Allow Pets)
- Must be able to provide proof of license, tags, shots, references & insurance for some dog breeds.
- No aggressive or destructive pets. We will have to meet your pet before move in. They can be protective but not aggressive.
- Pet deposit may be required.
Approval and Move-In Conditions
DS Huber Real Estate Group, LLC will continue to advertise and consider all other applications for the subject property until the following has been provided:
- Application(s) have been paid for, completely verified and approved.
- Security Deposit has been received.
Requirements at Rental Agreement Signing
- A GOVERNMENT ISSUED PHOTO ID BY EVERYONE 18 YEARS OF AGE OR OLDER MUST BE PROVIDED AT THE TIME THE RENTAL AGREEMENT IS SIGNED.
- Utilities must be switched over to resident’s name prior to lease signing effective start date to be date of rental agreement signing. Please provide the confirmation #s issued by the Utility company.
- Any rent due, security deposit due, or application fee due at the time of rental agreement signing must be paid in the form of money order or cashier’s check. NO CASH OR PERSONAL CHECKS.
- Beginning with leases signed on or after 1/1/2020: LIABILITY insurance as follows:
For the duration of the Lease, Lessee is required to maintain and provide the following minimum required insurance coverage:
- $100,000 Limit of Liability for Lessee’s legal liability for damage to Lessor’s property for no less than the following causes of loss: fire, smoke, explosion, backup or overflow of sewer, drain or sump, and water damage (“Required Insurance”).
Lessee is required to furnish Lessor with evidence of Required Insurance prior to occupancy of leased premises and at the time of each lease renewal period. If at any time Lessee does not have Required Insurance, Lessee is in breach of the Lease and Lessor shall have, in addition to any other rights under the Lease, the right but not the obligation to purchase Required Insurance coverage protecting the sole interest of the Lessor and seek contractual reimbursement from the Lessee for all costs and expenses associated with such purchase. This may be referred to as “force placed insurance”.
Lessee may obtain Required Insurance or broader coverage from an insurance agent or insurance company of Lessee’s choice. If Lessee furnishes evidence of such insurance and maintains the insurance for the duration of the Lease, then nothing more is required. If Lessee does not maintain Required Insurance, the insurance requirement of this Lease may be satisfied by Lessor, who may purchase such coverage through the Lessor’s Legal Liability Insurance Policy (“LLIP”). The coverage provided under the LLIP will provide the Required Insurance coverage listed above. An amount equal to the total cost to the Lessor for the LLIP coverage shall be charged to Lessee by the Lessor as a recoverable expense under the Lease. Some important points of this coverage, which Lessee should understand are:
- LLIP is designed to fulfill the insurance requirement of the Lease. Lessor is the Insured under the LLIP. This is single interest forced placed insurance. Lessee is not an Insured, Additional Insured or beneficiary under the LLIP. All loss payments are made to the Lessor.
- LLIP coverage is NOT personal liability insurance or renters insurance. LLIP does not cover the Lessee’s personal property (contents), additional living expenses or liability arising out of bodily injury or property damage to any third party. If Lessee requires any of these coverages, then Lessee should contact an insurance agent or insurance company of Lessee’s choice to obtain personal liability insurance or renters insurance to protect Lessee’s interests.
- Coverage under the LLIP may be more expensive than the cost of Required Insurance obtainable by Lessee elsewhere. At any time, Lessee may contact an insurance agent or insurance company of their choice for insurance options to satisfy the Required Insurance under this Lease.
- If Lessee has purchased Renters Insurance and at any time allows such Renters Insurance to lapse in breach of the Lease Agreement, Lessor may purchase Lessor Insurance without notice and add the total cost associated therewith to Lessee’s monthly rent payment.
- Licensed insurance agents may receive a commission on the LLIP.
- The total cost to the Lessee for the Lessor obtaining LLIP shall be ($9.50) per month, subject to no proration. This is an amount equal to the actual premium charge to the Lessor including any premium taxes and fees due to state governing bodies. Additionally, an Administration Fee in the amount of three Dollars ($3.00) to be retained by the Lessor for processing and handling will be charged.
- In the event that loss or damage to Lessor’s property exceeds the amount of Required Insurance, Lessee shall remain contractually liable to Lessor for such amount. In the event of liability to any other party for bodily injury or property damage, Lessee shall remain liable to such other party.
- It shall be the Lessee’s duty to notify Lessor of any subsequent purchase of Renters Insurance.
As used in this Addendum: “Lease” may be interchangeable with “Lease Agreement”; “Lessee” may be interchangeable with “Resident” or “Tenant”, and “Lessor” may be interchangeable with “Landlord” or “Owner”.
Scheduling of the premises under the LLIP is not mandatory and Lessee may purchase Required Insurance from an insurance agent or insurance company of Lessee’s choice at any time and coverage under the LLIP will be terminated by the Lessor.